SPECIALTY EXCESS & UMBRELLA
Last-mile fleet insurance
Underwritten at the operator level
Every fleet evaluated before it reaches a carrier. Excess and umbrella placement for FedEx ISPs and Amazon DSPs — submissions that arrive decision-ready, not as paperwork.
REQUIRED LIMITS SHOULDN’T Mean Overpriced
Required limits shouldn’t mean overpriced ones. Carriers price for uncertainty. When they can’t see the operator, the fleet, and the safety culture clearly, the price reflects that. Our job is to make sure they can price the actual risk.
This is all we do. This changes the math.
How We Work With You
Submissions Worth Opening
Every fleet runs through our internal underwriting evaluation before it reaches your desk. You get the read, the narrative, and the answer to the questions you'd ask anyway.
- Pre-evaluated risks with underwriting narratives, not raw ACORD forms
- Appetite-aligned — we learn your guidelines and only send what fits
- Excess and umbrella risks — operator-level selection above the primary layer
- Multi-state: California, Colorado, Florida, Georgia, Iowa, Texas and expanding
- Niche depth that sharpens with every placement
Your Fleet Specialist at Your Fingertips
You bring the client. We bring the market.
- Excess and umbrella placement over your primary — the limits the contract requires
- Carrier relationships with real appetite for last-mile fleets
- Cleaner submissions, faster quotes, fewer back-and-forths
- Competitive wholesale commissions
- Compliance handled — filings and multi-state requirements included
The Excess Limits You Require. Competitively Placed.
We know the difference between a 20-route suburban operation and a 60-route urban network — and what makes a carrier see your fleet as a preferred risk.
We work through your insurance agent or can connect you with one.
- Excess Auto Liability
- Commercial Umbrella
- Lead Umbrella & Excess Layers
What Sets Us Apart
01
Singular Focus
We only write last-mile delivery fleets. Every placement sharpens the lens.
02
selection discipline
Every fleet is evaluated before it reaches a carrier. Discipline, not volume.
03
EXCESS SPECIALISTS
Excess and umbrella over last-mile fleets. One layer, done right — one point of contact.
04
Built on Results
We’re earning our reputation one placement at a time.
Let’s Talk About Your Fleet
Whether you’re an agent, fleet operator, or carrier — we’d like to hear from you.