COMMERCIAL FLEET Insurance. BUILT FOR LAST-MILE DELIVERY.
Required Coverage Shouldn’t Mean Overpriced Coverage
"FedEx and Amazon don't make insurance optional. Your contract requires commercial auto, general liability, workers' compensation, cargo coverage, umbrella limits — the list is specific and non-negotiable. You have to carry it.
The problem isn't finding coverage. It's that too few carriers understand last-mile delivery fleets, so the ones willing to write it charge accordingly. Most commercial auto programs are built for long-haul trucking or local service fleets — not 30 step vans running 150 stops a day under a FedEx Ground or Amazon contract. Generalist brokers submit your account without the operational context carriers need, and you end up paying for their learning curve.
Turas changes that equation. We work exclusively with ISPs and DSPs, which means we know how to present your operation in the language carriers respond to — and we have the relationships to get it placed competitively."
FOR CARRIERS AND UNDERWRITERS
"We don't flood your inbox with unqualified risks. Every submission from Turas is built on a proprietary 40-point fleet risk scorecard that evaluates operator tenure, fleet composition, driver demographics, MVR quality, telematics adoption, safety culture, garaging conditions, and loss history — before it ever reaches your desk.
What working with Turas looks like:
Pre-scored submissions with detailed underwriting narratives — not just ACORD forms
Focused appetite alignment — we learn your guidelines and only send risks that fit
Deep niche data — our ISP/DSP loss intelligence gets sharper with every placement, helping us identify the operators that outperform
Full-account submissions — commercial auto, GL, workers' comp, cargo, and umbrella packaged together for a complete picture of the risk
Multi-state business — we place coverage in Florida, Georgia, Iowa, and expanding
We're building the track record, loss performance data, and underwriting intelligence to become your definitive source for last-mile fleet business—and eventually earn binding authority based on results, not promises.
FOR AGENTS
"If you have FedEx ISP or Amazon DSP clients — or want them — Turas gives you a competitive edge. We handle the heavy lifting on complex fleet submissions so you can focus on the client relationship.
Why agents partner with Turas:
Full-coverage placement — we market the entire account: commercial auto, general liability, workers' comp, cargo, hired & non-owned, umbrella, and any additional coverages the contract requires
Specialty market access — we maintain carrier relationships with genuine appetite for last-mile delivery fleets
Faster turnaround — our pre-built underwriting models mean cleaner submissions, fewer back-and-forths, and quicker quotes
Competitive wholesale commissions — we structure deals to keep your economics strong
Niche expertise your clients notice — when you bring a wholesaler who understands FedEx route economics and Amazon DSP contract structures, it builds trust fast
Compliance handled — surplus lines filings, diligent search, and multi-state requirements are on us when applicable
You bring the client. We bring the market.
Coverages we place:
Commercial Auto Liability & Physical Damage — for fleets of 5–500+ vehicles including step vans, sprinter vans, and box trucks
General Liability — premises, operations, and completed operations coverage
Workers' Compensation — including high-turnover driver workforce programs
Contingent Auto Liability — required by FedEx for ISP operations
Hired & Non-Owned Auto — for vehicles not on your fleet schedule
Motor Truck Cargo — protecting the goods you're contracted to deliver
Umbrella / Excess Liability — higher limits to meet contract thresholds
Occupational Accident — for operations using independent contractor drivers
FOR ISPs & DSPs
"You know exactly what you need — your FedEx or Amazon contract spells it out. The challenge is finding a broker who actually understands your operation well enough to get it placed at the right price.
Turas works exclusively with last-mile delivery fleet operators. We know the difference between a 20-route suburban operation and a 60-route urban network. We understand peak season staffing, driver turnover realities, step van maintenance cycles, and what makes a carrier see your fleet as a preferred risk instead of a question mark.
WHY TURAS?
"We Only Do This We don't write restaurants, contractors, or retail. We write last-mile delivery fleets — FedEx ISPs and Amazon DSPs. That singular focus means every carrier relationship, every data point, and every placement makes our underwriting sharper.
Data-Driven Underwriting Our proprietary 40-point fleet risk scorecard goes beyond basic application data. We evaluate telematics integration, driver quality metrics, district performance patterns, garaging security, safety program maturity, and operator tenure to separate preferred risks from the pack — and present them that way to carriers.
The Full Account, Not Just Auto Most wholesalers cherry-pick commercial auto and leave you to find the rest elsewhere. We market your entire insurance program — auto, GL, workers' comp, cargo, umbrella — because carriers and agents shouldn't have to piece together coverage from five different sources.
Built to Earn Your Trust Turas is designed to grow with our partners. We're building the placement track record, loss performance data, and underwriting intelligence to become the definitive specialty market for last-mile fleet insurance. Every submission makes us better at what we do.
The Journey Together Turas means "journey" in Gaelic — it's how we see our role. We're not just a broker; we're a partner committed to taking this complex path with you.".
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